The pros and cons of buying a car with cash

If you are planning on buying a car, then you need to have some idea of where you are going to get the money to pay for it. Those that anticipate the prospect of buying a car using cash usually prepare by setting some money aside to fund their purchase. A large number of other people, however, typically turn to financiers and auto loans to support their purchases. There are clear advantages and disadvantages of paying cash upfront for a car today. To guarantee that you are making the best decision, here are some pros and cons of buying a car with cash:

Advantages of paying for cash


Cash is one of the best and most straightforward ways to pay for a car. At face value, you can be sure that it is the cheapest option- you pay the sum that has been agreed upon. Furthermore, once you pay cash, you will not have to worry about maintaining monthly loan payments.


Paying cash for a car automatically means that you will have full ownership of the car to use as you please. Should you find a better model along the line, you can trade up your car or even offload it and use that money to upgrade to a new one. If you opt to finance your car instead, the credit facility, bank or lender will own the car until you complete all your payments.

Flexibility on insurance

When you own a new car outright, you have the complete power to decide what type of insurance you want to invest in. If you can only afford a lesser amount of coverage, you can make the decision to select a cheaper package to save money.

Cons of buying a car with cash

Cash is not always available

There are plenty of people that would prefer to pay cash for their car. However, the total amount of money that is required all at once is often hard to come by unless you have been saving for a long time. Although you can always try and put off your purchase until later, this is not always possible. As such, opting for a cheap car that has been paid for by financing might be the only alternative.

It is not always the smartest idea

You do not want to pay cash for your new car especially if the money can be used in other areas such as home improvement. Before you decide to pay cash for a car, be sure to assess all your needs first to determine if you are making the best decision for you and your future.

A limited selection

If you decide to go ahead and pay cash for your car, you might only have a limited selection to choose from. Depending on what your budget will be, you might only be able to afford a specific car, but not the car of your dreams. Therefore, if you have a specific car in mind, sometimes it makes sense to turn to loan options available so that you can top up the amount that you already have.


What to Consider Before Installing Canopy Lights

Canopy lights

The canopy lights for gas stations lighting provides an ideal light source for pedestrian traffic and safety lighting around a building. The lights are widely used in industrial facilities that operate at night, such as factories or 24-hour warehouses that require light on shipping and receiving platforms. Other shops that rely massively on canopy lighting are grocery stores. Shopping centers also use these devices to light sidewalks in front of shop windows. In the non-business sector, they are also common in public schools and along corridors on the university, civic centers, and public recreation facilities.

What to consider before installing canopy lights

It is required first to ascertain the density of the candle the customer needs around the building or under a canopy before starting to choose accessories. Most people think that the brighter the light of the canopy, the better. That is not typically true. If the lights at a service station are too bright, drivers can not see the direction between the pumps, and the glare caused by the lights makes it difficult to readjust their eyes as they move away. The same thing often happens with people parking near an awning with canopy lights that are too intense. They will have parking problems and will be transitorily blinded by a lot of light. It is essential that you get a photometric analysis of RLLD commercial lighting that will tell you precisely what light your customer needs under this awning or awning.

We can help you choose a lamp whose lumen output generates the exact production of the required foot-candle without producing excessive light pollution in the process. Frosted lens covers may be needed to ensure the light is bright but diffuse, so too much light will not damage the eyes. That is recommended when lights are installed near covered parking. Other glare protection options should be considered depending on the type of repaired accessory and the location of the fixtures. Your specialist can help you with all the calculations needed to determine the exact kind of installation and model you need.

What other things to look for

There are additional important things to look at when selecting canopy lights for gas stations for your customers’ locations. One is the source of light itself. Your customers will end up facing unexpected costs if they are not equipped with the best devices with the most extended life. We recommend having energy-saving ceiling lights with a lifespan of at least 10,000 hours. There are many types of lamp available through our power channels that meet these criteria, including high pressure HID lamps and metal halide lamps. We also have mercury vapor lamps, but they have been banned in some states like Arizona and some states on the east coast. If working in these areas, it is recommended to replace the HID metal halide (usually whiter than HPS) or fluorescent lamp with glass grinding of the fluorescent lamp and excellent light sources. Bright and boring.

There are two most important things to consider when choosing awning lights for your customers. These are the voltage options and the resistance of the devices themselves. Not-for-profit organizations, municipal governments, churches, and schools have very high operating budgets and can significantly benefit from the low costs of low-voltage lighting. At the very time, many of these facilities, due to illiteracy and general lack of clarity among the favorite elements of our society, are often victims of deliberate crime and vandalism. To help protect your customers, ask your RLLD commercial lighting representative for anti-vandalism units that are immune to the common assault on goods and equipment.